Case Studies from Our Insurance Claims Consultants

At Claims Adjusters, we are proud of our commitment to helping clients from various industries get the most out of their insurance claims. We have an in-house team of experienced insurance claims consultants who can evaluate your losses and help you file the most accurate claim.

Want to learn more about how our insurance adjuster can help you with your insurance claim issues? Call us today!

Learn How Our Insurance Claims Consultants Have Helped Clients from Various Industries Receive the Insurance Claim They Deserve

Before we discuss the case studies, it is essential to understand a few important terms related to claim settlement:

• Undisputed Payment: It is an initial payment made to the insured. This is the amount the insurance company believes is owed during negotiations until the claim reaches an agreed scope of loss.
• Settlement Amount: It is the agreed scope of loss in value.
• ACV: It is the actual cash value of a loss. At Claims Adjusters, our insurance claims consultants usually bring this loss amount up and over policy limits, thereby maximizing the value of coverage.
• RC: This is the replacement cost payable if the ACV does not exceed the policy limits. The RC value comes into play after the repairs are completed.

Now that we have talked about the important terms, let us have a look at the case studies:

Fire Loss Case Studies

180-unit Multi-Family Apartments Fire Loss in Kansas City, Kansas

A massive fire tore through a 180-unit apartment complex in Kansas City, Kansas, causing a lot of destruction to the building. Initially, the undisputed payment offered by the insurance company was $1,796,865.

Our solution: Our insurance claims consultants worked hard, and through their expertise, they successfully negotiated a settlement amount of $2,601,910, exceeding the original payment significantly. Our team approached the maximum ACV policy amount and secured $2,148,055 for our clients.

Mid-Missouri Condominium Fire Loss

A condo complex in the middle of Missouri experienced a significant fire that caused major destruction in some units and the shared spaces. The insurance company offered an undisputed payment of $938,000.

Our solution: Our insurance claims consultants handled the case. We negotiated a settlement amount of $1,670,000, surpassing the initial payout. The maximum ACV policy amount applicable to this case was $1,127,000.

Water Loss Case Study

Colorado Springs ACI Learning Center 3-Story Office Complex Water Loss

The ACI Learning Center in Colorado Springs experienced a significant water loss that left the 3-story office complex with damage to the building and other possessions. In this case, the insurance company offered an initial undisputed amount of $546,051.

Our solution: Our insurance claims consultants used their knowledge of insurance claims and negotiation strategies to have in-depth negotiations with the insurance company. We were able to secure a settlement amount of $937,103.

Flood Loss Case Study

Mississippi River Flood Loss to Marina & Yacht Club (FEMA Claim)

The marina and yacht club got hit hard by a serious flood of the Mississippi river, causing serious damage to the structures, boats, and amenities. The insurance company initially offered an undisputed amount of $125,000.

Our solution: Our ">public adjusters are experienced in handling flood-related claims. They leveraged their skills and knowledge to get a settlement amount of $565,000, giving our client the money they deserved for the damage caused.

Industrial Case Study

South St. Louis Grocery Import Products Warehouse Roof Claim

This warehouse in South St. Louis that imports products for grocery stores had its roof damaged, resulting in water leaking into the building. Unfortunately, the initial claim was rejected, and the insurance company offered no settlement amount.

Our solution: Our skilled insurance claims consultants not only made the insurance company agree to offer a payout but also negotiated a final settlement amount of $750,000.

Contact Claims Adjusters to Hire the Best Public Adjuster

Our public adjusters at Claims Adjusters are here to help you out just like they have helped the above-mentioned clients. Contact us today to discuss your claim and receive a free consulation!