Public Adjusters FAQs: Answers to Commonly Asked Questions

When it comes to filing insurance claims and the insurance claims process, it is common for home or business owners to have lots of questions. That is where working with expert public adjusters can save the day. Public claims adjusters will work on your behalf, guiding you through the process and ensuring you get the most for your claim. Read on to learn more about when you need a public adjuster and what public adjusters can do to help you.

For more answers to your questions or to get started, contact the expert insurance adjusters at Claims Adjusters in Missouri, Illinois, Texas, and Florida today!

How do I decide if I need a public adjuster when filing my insurance claim?

If your claim is not too high or the damage you have suffered is not too severe, the insurance adjuster from the insurance company will likely assess it quite accurately. But in certain cases hiring public adjusters becomes necessary to ensure that the estimation of your damages is done correctly and without any lapses. This is particularly important if your claim is for a high dollar amount, the damage is extensive, or if you are unable to estimate the damages yourself.

Public insurance adjuster benefits do not stop there. A public adjuster makes sure that you get a correct and accurate assessment of your losses and receive the payout you should.

Learn more about what a public adjuster is the value a licensed public adjuster can bring, and if you need one for your claim.

At what point should I hire a public adjuster?

When is it too late to hire a public adjuster? The short answer is, it is never too late.

Filing an insurance claim and getting to a settlement can be a long and tiring process. You can hire a public adjuster at any point during this time. You can choose to hire the public adjuster when you begin filing your insurance claim. Or you may hire one if you are not satisfied with the damage assessment done by the insurance company after filing your claim.

What do public adjusters do?

While the insurance company sends their own insurance adjuster after you have filed a claim, these adjusters are not working for you but for the insurance company. A public adjuster, on the other hand, is hired by the party filing the insurance claim, which is you.

Public adjusters will work in your favor. Public adjusters help you navigate through the entire process of filing an insurance claim. Right from the assessment of your damage to the preparation of the claim to adjusting your claim, a public adjuster will be with you at every step.

In case of a disagreement between you and your insurance company regarding a claim, the public adjuster will act as your advocate. Their expertise and knowledge in the field can come in handy to turn the case in your favor.

Learn more about what a public adjuster does and the difference between an insurance adjuster and a public claims adjuster.

What should I look for in a reliable public adjuster?

When searching for reliable public adjusters in your area, do a little research to find out about their track record. Find out what their success rate is, what reputation do they hold in the market, how their clients' reviews are, and so on. Ask your public adjuster more questions to determine if they are responsive and knowledgeable.

Also, take a thorough look at their credentials. Find out if they are licensed to handle the kind of case you need help with. It is also important that the adjusters you choose are members of the National Association of Public Insurance Adjusters that sets the standards for public adjusters. Find out what experience your public adjusters have and if they are well equipped to assess your damages and work towards a settlement with the insurance company.

Learn more about the advantages of working with a top catastrophe insurance adjsuter.

Can I hire a public adjuster before contacting my insurance company?

In the case of a damage claim, your insurance company must be contacted first. Most insurance policies will have this condition listed. Once you have notified your insurance company, you can hire a public adjuster anytime.

Lear more about the insurance claims process.

Can I hire a public adjuster after a claim is settled?

Usually, additional damages discovered after a claim is settled should be covered by insurance companies. So, if you have discovered more damage to your property after your claim is paid out, a public adjuster may be hired to assess these additional losses.

Should I hire a lawyer or a public adjuster?

Even if you do hire a lawyer first, they will most likely hire a public adjuster anyway to assess the damage before they can put up a case together. In this situation, you end up paying both for a lawyer and a public adjuster. The ideal solution would be to hire a public adjuster to get your claim assessed first and then decide if you will need a lawyer to settle it.

Get Started Working with the Public Adjusters at Claims Adjusters

In Missouri, Illinois, Texas, and Florida, the public adjusters at Claims Adjusters are experts when it comes to handling large residential and commercial insurance claims. We can guide you through the entire process, and help you get back to business as usual. Want to learn more about why you should hire a public adjusting firm for your case? Call or contact us online today to get your questions answered and get started.