What To Do If You Experience Commercial Fire Damage

Facing commercial fire damage is never easy. However, knowing the right steps to take in the event of a fire will make all the difference in the world. It can minimize property damage, help you protect your employees, and restore your property quickly. But the question is - what steps should you take when you experience commercial fire damage?

At Claims Adjuster, our insurance claims adjuster team is here to answer that question and outline the necessary steps for you. Read on to learn more about what you should do if you experience fire damage in your commercial building or business or contact us for a free review and consultation of your claim.

Necessary Steps to Take If You Experience Commercial Fire Damage

When faced with commercial fire damage, taking swift action is the key to minimizing the destruction and getting your business back on track as quickly as possible. Here are some steps to take if you face commercial fire damage:

• Ensure Your Safety and the Safety of Your Employees, Customers, and Other People Present at the Site: When a fire breaks out in your commercial property, your number one priority should be to ensure your safety and the safety of your employees and anyone else on the premises. Get them out of the building and call the fire department right away. Do not try to contain the fire yourself, and ensure not to go back inside until the authorities have handled the matter.
• Alert Your Insurance Company Immediately: Once the fire is contained, call your insurance company ASAP to report the commercial fire damage. Ask them to get the claims process started. Provide them with all the necessary information like what happened and when, what got damaged, etc. If you were able to take any pictures or videos, send them to your insurance company. Doing this immediately will help speed up the claim settlement process.
• Collect All the Necessary Evidence About the Commercial Fire Damage: Before starting the cleanup, take more pictures and videos of the commercial fire damage inside and outside the property. This will help you during the claim settlement process and ensure you get fair compensation. Additionally, do not forget to document the structural damage, any damaged equipment or inventory, and any other losses and expenses.

Consider Working with a Public Insurance Adjuster

If you have never faced commercial fire damage before and are confused about the insurance claim process, hiring a public adjuster is a smart choice. Public insurance adjusters (link to new public insurance adjuster benefits page) are independent professionals who will look out for your best interests during the entire claims process.

Insurance companies can try to reduce their financial responsibility by lowballing your commercial fire damage claim. Fortunately, public adjusters are experts in this field and know the tactics insurance companies use. They thoroughly analyze all the damages, record them, and ensure you receive the right amount. So if you want to ensure you get the most out of your claim, working with a public adjuster is the way to go.

Choose Claims Adjusters to Hire the Best Public Insurance Adjuster for Your Commercial Fire Damage Claim

So there you go! These are the necessary steps you should take when you experience commercial fire damage. Make sure to take swift action and work with a public adjuster to help you file your commercial fire damage claim. At Claims Adjusters, we will guide you through the entire ordeal and make sure you get a settlement that allows your business to rise again.

We specialize in helping clients in Missouri, Illinois, Kansas, Texas, Florida, and beyond with their fire damage insurance claims. Contact us today to talk to one of our experts and learn more about our insurance adjuster services.